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$197

Cora the Credit Bestie

Like having a credit expert in your pocket, for a one-time $197.

Cora the Credit Bestie from HB Financial Group

— WHAT YOU GET

Cora is a guided credit companion for people who would rather handle their own credit work but do not want to do it blind. She reads your credit reports with you and explains each line in plain English, helps you build a budget that actually fits your money, and drafts personalized dispute and goodwill letters around your specific file that you review, sign and send yourself. She is available any time, at your own pace, for a single one-time payment. No monthly fee, no contract, no waiting on a callback.

  • Reads all three bureau reports with you and explains what each line actually means
  • Flags what looks inaccurate, outdated or unverifiable so you know what to question
  • Drafts personalized dispute and goodwill letters around your file, not a generic template
  • Helps you build a budget you will actually keep, so the credit work holds
  • Answers the same question as many times as you need, any hour, no appointment
  • Keeps you in control: you review, you sign, you send
  • One-time $197. No monthly fee and no contract
  • Step up to working with our office any time if you would rather not do it alone
Cora the Credit Bestie from HB Financial Group

— DO IT YOURSELF

Meet Cora. It's like having a credit expert in your pocket.

Honestly, not everybody needs to hire us. Some of you just need somebody in your corner who knows how to read a credit report and will not make you feel small for asking. That's Cora. She's a guided assistant you can open any time, and she works your file with you at your own pace for a one-time $197.

No. 01

She reads the report with you

Paste in what the bureaus show and Cora walks it line by line, in plain English: who the account is, how old it is, what is being reported, and what looks off.

No. 02

She helps you build the budget underneath it

Credit work falls apart when the money underneath it does. Cora helps you lay out what comes in, what goes out, and what order to handle things in.

No. 03

She drafts your letters

Personalized dispute and goodwill letters written around your own file, not a template you found online. You read them, you sign them, you send them.

No. 04

She's there at 11pm on a Tuesday

Ask her the same question four times if you need to. No appointment, no waiting on a callback, no feeling silly for asking.

— PAST CLIENTS

Need a copy of a return we filed?

Request it through our secure form and we'll email it to you within 2 business days. Copies are $15 each. Please don't email or text us for a copy, that form keeps it protected.

NEED A HAND

If it turns out you'd rather not do this alone, that's fine too.

Book a conversation and we'll tell you honestly whether this is a do-it-yourself situation or one that needs our office.