HB Financial Group

HB FINANCIAL GROUP

The business support partner you wish you'd had from the beginning.

Tax strategy, financial organization, and the business systems you need to grow. Led by a federally licensed Enrolled Agent, based in Knoxville, serving clients in all fifty states.

Melissa Griffin, EA, Enrolled Agent and IRS Certifying Acceptance Agent, Knoxville TN

Community Votes Knoxville Winner

Voted Knoxville's Best, two years running.

20252026

Community Votes Knoxville Winner in Tax Preparation & Bookkeeping, 2025 · 2026.

— START HERE

Four ways we work with you.

Tax, credit, business, and training. Pick the one you came for and we'll take it from there.

Most requested

Tax

Individual and business returns, IRS notices, and back years, prepared by an Enrolled Agent. Come in or file remotely from anywhere.

Get your return started
Sit down with us

Credit

A full walkthrough of your credit report with a written game plan you keep. Honest education, no score promises.

Book a credit analysis
For entrepreneurs

Business

Formation, monthly books, registered agent, and the systems underneath it, so the foundation holds while you grow.

See business services
Learn the work

Tax Academy

Refund2Income preparer training from an IRS Approved Continuing Education Provider, with mentorship through your first season.

See the Academy
Cora the Credit Bestie, the HB do-it-yourself credit companion

— IN THE STORE

Cora the Credit Bestie, $197 one time.

A do-it-yourself credit companion that reads your credit reports with you, helps you build a budget, and drafts personalized dispute letters you send yourself. No outcome is promised, and you stay in control of every letter.

— WHERE YOU FITIndividuals & familiesEntrepreneurs leveling upTax preparers

— READY TO FILE

Two ways to get your return started.

Book an in-person appointment

Come see us at the office in Fountain City. Client appointments Mon–Sat 10a–7p, by appointment.

Choose a time

Start remote filing

Send everything through the secure intake and we'll take it from there, wherever you are.

Start secure intake
Enrolled AgentIRS Certifying Acceptance AgentIRS Authorized e-File ProviderCommunity Votes Knoxville Winner 2025 · 2026 · Two Years RunningGoogle Reviews

— VERIFIABLE CREDENTIALS

Every one of these can be checked.

  • EA

    Enrolled Agent

  • CAA

    Certifying Acceptance Agent

  • IRS

    Authorized e-File Provider

  • SGOXP

    IRS Approved CE Provider

  • 2025 · 2026

    Community Votes Winner

  • 50

    States Served

OUR APPROACH

Discover, structure, grow.

  1. No. 01

    Discover

    We start with where you actually are, not where a template says you should be. Numbers, entity, history, all of it.

  2. No. 02

    Structure

    We put the right entity, the right books, and the right filings in place so the foundation holds.

  3. No. 03

    Grow

    Then we keep up with you. Planning conversations through the year, so tax time is just paperwork.

— GOOGLE REVIEWS

In their words, on Google.

I had a wonderful experience filling taxes with Melissa. I would recommend her in a heartbeat! She took the time to answer all my questions, and walked me through the process. 10/10
Melissa does a phenomenal job at making sure you understand your taxes and is always willing to further answer any and all additional questions you may have! Her knowledge around refunds surpasses previous appts for tax returns.
Best services around! Melissa is Always on top of the game to make sure we get the best break for the past 2 years! And always great reasonable prices!! You will Not be disappointed!
The most fun I've ever had at a tax appointment. I was ready to sign up for the credit repair as well, but Melissa helped me review my credit standing and offered some amazing advice instead. This is the ethical standard all business owners should strive for. She was willing to lose money and help me out. I will definitely be a repeat client.
Read every review on Google

— THE FIRM

Who you're actually working with.

HB Financial Group is an independent practice in Knoxville, TN, founded and led by Melissa Griffin, EA, and backed by a team of skilled preparers who share the firm's values and work to her standard. You may work with Melissa directly or with one of our preparers — either way, the firm stands behind the work. Serving clients in all 50 states.

  • Melissa Griffin, EA, HB Financial Group
  • Enrolled Agent, licensed by the U.S. Department of the Treasury
  • IRS Certifying Acceptance Agent (CAA)
  • IRS Authorized e-File Provider
  • IRS Approved Continuing Education Provider SGOXP
  • Registered Commercial Registered Agent, State of Tennessee
  • Community Votes Knoxville Winner, Tax Preparation & Bookkeeping, 2025 · 2026
  • Serving clients since 2018, in all 50 states

— FROM THE JOURNAL

What we're writing about right now.

Business formation

Using Your Home Address As Your Registered Agent Is A Mistake

What a registered agent does in Tennessee, why your home address is public record, and what happens when service of process arrives while you are out.

Read it · 5 min
Credit education

The Credit Repair Industry Does Not Want You To Read This

What a dispute actually does, what the law gives you for free, and how to read your own credit report before you pay anyone anything.

Read it · 6 min
Preparer training

Nobody Tells You This Before You Become A Tax Preparer

What it actually takes to become a tax preparer: the PTIN, the AFSP continuing education requirement, software, and the first season most people underestimate.

Read it · 7 min
Read The HB Journal

— REFER SOMEONE

Know somebody who needs this?

Hand them off in about a minute. No login, no account, and we'll reach out to them directly so nothing falls back on you.

— PAST CLIENTS

Need a copy of a return we filed?

Request it through our secure form and we'll email it to you within 2 business days. Copies are $15 each. Please don't email or text us for a copy, that form keeps it protected.

LET'S TALK

Let's have a real conversation.

Pick the conversation that fits where you are. Price and length are on every card, and there's no pitch waiting on the other side.