No. 01
She reads your reports with you
Paste in what the bureaus show and Cora walks it line by line, in plain English. Who the account is, how old it is, what's being reported, and what looks off enough to question.
Knoxville, Tennessee · Mon–Sat 10a–7p, by appointment · 865.359.0228
— DO IT YOURSELF, NOT ALONE
Meet Cora. A who does the work with you.
Honestly, not everybody needs to hire us. Some of you just need somebody in your corner who knows how to read a credit report and won't make you feel small for asking. That's Cora. She reads your reports, helps you budget, and drafts your letters, any hour you happen to be up worrying about it.
$197one time, no subscription
— WHAT SHE ACTUALLY DOES
Everything you'd ask a credit person, without the appointment.
No. 02
She drafts your letters
Personalized dispute and goodwill letters written around your own file, not a template somebody posted online. You read them, you sign them, you send them yourself.
No. 03
She helps you build the budget underneath it
Credit work falls apart when the money underneath it does. Cora helps you lay out what's coming in, what's going out, and what order to handle things in.
No. 04
She talks debt payoff strategy
Snowball, avalanche, what a balance does to utilization, why closing an old card isn't always the win it feels like. General education, on your terms.
No. 05
She's there at 11pm on a Tuesday
Ask her the same question four times if you need to. No appointment, no waiting on a callback, and nobody making you feel silly for asking.
No. 06
She keeps you in the driver's seat
Cora doesn't act for you and she doesn't contact anyone on your behalf. Everything that leaves your hands, you looked at first. That's on purpose.
— HOW IT GOES
No. 01
You get access right away
Pay once and Cora opens up. No account to manage and nothing to cancel later.
No. 02
You work your file together
Bring what the bureaus are reporting and go account by account, as slow or as fast as you want.
No. 03
You send your own letters
Cora drafts, you review and sign, you mail them. Your file stays yours the whole way through.
— QUESTIONS
The honest answers.
A one-time $197 purchase gives you access to Cora, a guided credit assistant you can open any time and use at your own pace. There's no subscription and no auto-renewal.
Cora is an educational tool. She does not provide legal, tax, credit or financial advice and she does not act on your behalf. You review, sign and send everything yourself. No score change, point range, timeline, removal or other outcome is promised or implied. Never share a Social Security number, ITIN, date of birth, account number or login with any chat tool, including Cora.
— OR LET US DO IT
If you'd rather not do this by yourself, that's fine too.
Book a credit analysis and we'll go through all three bureau reports with you and hand you a written plan you keep.